Why Is It Important To Make Sure A Police Report Is Properly Filed After A Collision?

What is a driver’s obligation in a collision?

With respect to duty, drivers have a legal obligation to obey the rules of the road and to operate their vehicles in a reasonable manner.

This means driving a safe speed, maintaining control, exercising awareness, observing traffic signals, using blinkers and headlights, etc..

What makes a good police report?

CLEAR: For a police report to be clear, it must properly identify the persons, places and/or things relevant to the crime. … CONCISE: This means using the most precise wording to describe the crime and how it occurred while still answering the 5 ‘W’s and ‘H’ that are available (Who, What, Where, When, Why, and How).

What does a police report say?

The police report will often contain some or all of the following information: approximate date, time, and location of the collision. identifying information for parties involved in the car accident, including names, addresses, phone numbers, and insurance information. identifying information for witnesses.

Does a police report affect insurance?

Answer: This accident, though not your fault, could affect your car insurance rates whether you file a police report or not. … If your car insurance company requires a police report and you fail to make one, then your claim may be denied.

What if the police report is inaccurate?

For any error, especially factual ones, the police officer will be more likely to correct your police report if you provide him with documentation of the mistake. For example, if the year, make, or model of your vehicle is wrong, you could provide him with a copy of your vehicle registration to show this. Act quickly.

How important is a police report in a car accident?

Important Information a Police Report Can Provide The date, time, and place of the accident. This can help you prove when the accident occurred. Contact information and statements from other drivers, their passengers, and witnesses. … Pictures of the accident scene, damage to vehicles, and injuries.

What 4 pieces of information do you exchange if you are involved in a collision?

3. Exchange Information. After the accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle.

Which of the following is your responsibility after you have been involved in a collision?

If you are involved in a collision, stop your car at or near the collision scene. If you can, move your car off the road so you do not block traffic. Protect yourself and others from oncoming traffic. Failure to stop at the scene of a collision in which you are involved can result in your arrest warrant.

Do you get a ticket for a fender bender?

Once you are in a crash, you probably ask yourself “will I get a traffic ticket?” Police do not issue tickets simply because a crash occurred. Sometimes collisions happen by accident and no one broke a law – or at least there is no immediate evidence of a violation.

How long do police reports take?

Police officers typically complete their report within three to five business days, but this can vary depending on the time of year and how busy the department is. The holidays, for example, tend to slow down processing.

Should I file a police report for a fender bender?

Fender Benders: Do You Need to Report to the Police? While it’s always wise to follow our accident checklist above, if damage is minor and both driver’s insurance companies agree, calling the police might not be necessary. … Property damage is minor.

What happens if you don’t complete a collision report when required?

If you fail to report an accident or file a claim, you may face legal penalties. These can include the possibility of a fleeing the scene charge. If you simply exchange information and don’t not report the accident, your insurance company may have a legal right to refuse to cover the damages you discover later.

What happens if you deny a car accident?

The most common argument insurance companies use when denying claims is that the officers on the scene of the accident did not state it was the fault of their client. … Most insurance companies will pay the repairs and bills for you and then fight the other insurance company for reimbursement.

Do you have to call the police in a fender bender?

Whether an accident is considered a minor fender-bender or a major collision, calling the police is important — and in some states, it’s legally required. … If the police can’t come to the scene of the accident, you can go to the nearest police station and complete a report yourself, according to the III.

What does it mean when someone files a police report against you?

The written report is sent to the prosecutor, who must then decide if more investigation is necessary or if enough evidence exists to authorize prosecution based on probable cause that a crime has occurred. The evidence must also support that the person cited in the report committed the crime.

Why is it important to make sure a police report is properly filed after collision?

Why is it important to make sure a police report is properly filed after a collision? A. It’s the official account of what happened. … If you have the police file a report, your insurance won’t go up.

What is the point of filing a police report?

Police reports serve as the starting point of a law enforcement investigation, but they also provide crime victims with a legal document to use as evidence for court hearings and insurance claims.

What should I do after a car accident?

The following is a list of the top ten things you should do if you are in an automobile accident:STOP. Never drive away from the scene of an accident, even a minor one.PROTECT THE SCENE. … CALL THE POLICE. … MAKE AN ACCURATE RECORD. … TAKE PICTURES. … EXCHANGE INFORMATION. … REPORT THE ACCIDENT. … SEEK MEDICAL ATTENTION.More items…