## How much can I loan in Pag IBIG calamity?

Loans may be filed within 90 days from the declaration of State of Calamity.

Members can borrow up to 80% of their Total Accumulated Value (TAV) subject to the terms and conditions of the program.

Calamity Loan Interest rate is 5.95% per annum.

The loan is amortized over 24 months, with a grace period of 3 months..

## How much is the maximum Pag Ibig contribution?

Pag-ibig contribution is capped at P5,000 of an employee’s monthly basic salary. This means that the monthly maximum Pag-ibig employee contribution is P100 and the maximum Pag-ibig employer’s contribution is also P100.

## How is Pag Ibig salary loan calculated?

The calculation of Pag-IBIG will vary upon the individual’s membership and paying terms. Calculations are made according to the individual’s membership term multiplied by his/her monthly contribution. From there, a 60% loan factor is applied.

## How much is the monthly payment in Pag ibig?

Contribution Rate Since the maximum monthly income for computing the Pag-IBIG contribution is Php 5,000, you must pay at least Php100 every month. You have the option to pay the employer counterpart of 2% if you have plans to avail of a Pag-IBIG housing loan in the future.

## How much can I loan in Pagibig?

Pag-IBIG Fund Multipurpose Salary Loan If you’ve been a contributing member for ten years, you can borrow up to 80% of your total accumulated value from your monthly contributions, employers’ contributions, and accumulated Pag-IBIG dividends. If not, your amount ceiling is at 60%.